affordable debt settlement and consolidation

Free Debt Consolidation Advice !

  • Avoid Bankruptcy
  • Reduce debt by 50% or more
  • Low affordable monthly payments
  • Exclusive Hardship Programs
  • Lower Fees

Credit card debt, personal loans, medical bills and other unsecured debts.
$10,000 minimum debt to qualify.

Fill out a request form for a free evaluation regarding your debt consolidation

Debt Settlement or Debt Consolidation?

The biggest question for those with debt problems is to decide which program or loan to help them get out of debt.

Our affordable debt consolidation program is guaranteed to help youDebt Consolidation is a term used by loan companies, debt management companies, and debt settlement companies, so which of these should you go to with your debt problems.

Debt consolidation loans are now very difficult to obtain. They usually require you to use equity in your home to guarantee the loan. Since equity has gone down tremendously over the last few years, debt consolidation loans are out of the question.

Debt management programs offer some relief by lowering your interest rates on credit card debt. This may work for many people who can afford the monthly payments. Debt consolidation through a debt management company requires you to pay interest on the debt, a fee to the debt management company, and the entire balance you owe within a specified time period. The problem is that the monthly payments may be more than you can afford. If you are already struggling to meet your minimum payments, these programs may not be right for you.

Debt Consolidation through a debt settlement company may be the best solution for those who are struggling with monthly payments. In a debt settlement program, you will only pay a portion of your debt. The unpaid debt is forgiven by the creditors. You pay a settlement on the debt once you have the funds to do so, and an acceptable settle is agreed to.

Our “Qualified Debt Settlement Program” is unique in that we tailor the program to your financial situation. It is affordable because we make sure you have enough to pay all of your other debts before we begin the calculation for your payment plan. We offer lower fees and longer payment plans to assure the lowest possible monthly payments.

 Once we review your financial situation, we can give you a more accurate estimate.

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